The Austere Wedding: 10 Tips For a Cheap Wedding on a Budget

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Every little girl dreams of the most special day, her wedding day. For many women, their imagination has painted an unrealistic image of the day. Images of insanely expensive weddings are pushed on females of all ages. Books, magazines and movies show elaborate weddings, usually ignoring what the cost of these events actually is.

Just because it’s a tough economy doesn’t mean that you still can’t have a nice wedding. Tough times will require you to pare back your elaborate plans and create some realistic expectations.

I got married two years ago and managed to do it on the cheap. People still tell me that I had the nicest wedding that they had ever been to. I saved a lot of money and I have helped a lot of friends do so as well, and now I want to help all you brides out there that are looking to save a few thousand dollars. Here are my Top Ten Ways of Saving a Money on your Wedding Day.

Top Ten Ways to Have a Wedding on a Budget:

1. Lower Your Wedding Expectations

I know this may seem harsh, but this is a harsh lesson to learn. I had all of the wonderful images of the big white wedding, memories of beautiful movie weddings. I had never given much thought to what a wedding would actually cost. What a slap across the face, when the realization of what the type of wedding that I had grown up seeing in movies and magazines would actually cost. Now, in saying lower your expectations, I am not saying you’ll have cheap looking wedding, I am just saying be realistic about what things really cost.

2. Wedding Photographers Can Be a Huge Waste Of Money

This was the biggest sticking point in my wedding planning. I was shocked to see how much wedding photographers actually charged just to shoot the wedding, which is really only a cople hours worth of work. I shopped around, a lot. My first choice was extremely expensive, but once I lowered my expectations, I chose another wonderful photographer. I was able to negotiate a deal to shoot the wedding.

The pictures were great but I soon realized that the wedding pictures were so expensive that I couldn’t afford to buy any of them! This was when I realized what had really happened, the shooting fee was cheap so that the money would be made in picture sales. I wish I would have realized this before hand. Honestly, I feel that my photographer was a waste of money. Member of my family shot many great pictures themselves while the photographers shot mostly the same photos. I could not tell the difference between the two.

So ask yourself, do you really need a professional photographer? Is there a few family or friends that can shoot the day for free?

3. Wedding Flowers and Wedding Decor

Let’s face it, flowers make the decor to many brides, myself included. There are a few money saving options when it comes to flowers and decor. First of all, try to think rationally. I know it can be hard, being swept up in the spirit of it all, and the florist is counting on that. Know what you want before you go to a florist and be firm on what you had pre-decided. Also, if you tell the florist that you are having an event besides a wedding, you’ll save a ton of money. There is a wedding mark-up, it’s true. Many services hear the word wedding and they know they can charge more. Another tip is, think about doing the flowers and decor yourself. This can save a ton of money. If you’re not talented enough, see if there is a friend or family member who is. Flowers are insanely cheap from a wholesale florist.

4. Wedding Music

There are so many ways to save money here. My husband and I burned a CD with our ceremony music on it. We did not pay to have someone preform. Honestly, the music on the CD was wonderful. We made sure to bring a back up just in case the original CD did not work. The reception music can easily be done with an I-pod. Most DJ’s use I-pods these days. When searching for music for the reception, look for a deal. Watch out for that wedding mark-up. Make sure to ask around, ask other brides who they used and if the entertainment was a good value for the money.

5. Wedding Reception Venue

There are so many ways to save money when it comes to where to hold the event of your special day. First of all consider how many people you have to accommodate, and what will you be feeding them. The options range from all inclusive banquet halls to the local VFW post. My husband and I originally found a great deal by asking a locally owned eatery to host the reception. Just keep in mind, some facilities have kitchens on site and others do not. If you choose a venue that is not equipped to accommodate a dinner service, you may have to rent equipment and hire a caterer, so beware because that can add up quickly.

6. The Wedding Guest List

This can be such a touchy issue for many brides. If you plan on having a reception where you will be feeding guests, it comes down to the simple question of, how many people can you afford to feed? I know this seems harsh but you must look at this issue practically. Also make sure to take into account how many people your venue can accommodate. Don’t go broke feeding people that you don’t even know! You’ll need to make some tough decisions about who needs to be there on your special day. You don’t need to invite your friend from second grade that you haven’t seen since, well, second grade.

7. Wedding Contracts… Always Leave a paper trail!

I cannot stress this enough! This is the most important money saver when planing a wedding! When I walked down the aisle, I was so naive. I did read about how to plan a wedding and thank God that every book said leave a paper trail. This piece of money saving advice came in handy twice for me during my planning. The first time, with the bridal shop where I bought my dress. and the second time when my reception venue pulled out 5 weeks before my big day. Remember signed contracts are legal documents, and in case you do have to go to court, you are going to need those. Make sure to keep all receipts and contracts organized and in one place. The more paperwork that shows that you held up your end of a contract, the better it is for you if something does go wrong.

8. Do Your Wedding Homework

Research your vendors. Get recommendations from other brides. Word of mouth is very important. I bought my wedding dress from a terrible dress shop, that was notorious for bad service. I had found out after the fact that everyone in the area knew not to do business with that particular shop. Luckily, I had my contract and a rather large paper trail to save my ass and my dress. I would also recommend reading up on saving money on weddings. There are some really great books out there, so start reading.

9. Saving money on the Wedding Dress

For many brides this is the most exciting and important part of the wedding, with the exception of marrying the spouse of your dreams. Again be so careful here. I hear constantly of brides that have been put through the ringer by the dress shop they chose. Check up on the practices of the dress shop that you choose. Make sure they aren’t letting others try on your dress (my personal experience). Also, look other places for alterations, but when looking else where make sure to get references. Also, some dress shops will discount dresses if the bridesmaids get their dresses there too, which can be a good deal.

10. Think With Your Head Not With Your Heart

I know this is so hard to do for the excited bride, but it is a necessity. Think about what you are really paying for. Really think about the decisions that you are making. Do not let people pressure you into decisions. Many vendors expect brides to be irrational, and that makes them easy to persuade and manipulate. Stand your ground, this will be your day after all. In retrospect, I was able to do this and it saved me thousands of dollars. Wedding planning can be a fun thing, just try to keep emotion out of it as much a possible.

Do you have any tips on holding an Austere Wedding? Please post them in the comments below!

Beware of Liquidation Sales

January 19, 2009 · Posted in Shopping, austerity, bad economy, bankruptcy, retail · Comment 
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With the bad economy, major retailers are dropping like flies. Circuit City is the latest company to close it’s doors and liquidation sales are becoming a common sight in many communities. Usually, people think that this means that you can get a great deal.

You usually can’t. Here’s why.

When a store liquidates, it hires an outside company to close the store. The outside company pays the bankrupting company for the right to do this (this money goes to the creditors). In return, they close the store and sell off the remaining stock until it’s all gone. Sound good so far, right?

Well, it’s in the best interest of the liquidator to extract as much value as possible from the remaining stock. So how do they do this?

They raise all prices back up to Manufacturer’s Suggested Retail Price and THEN starting discounting for the liquidation. This means that some items can cost as much as 50% more than they did before the store was liquidating.

Generally, retail stores always have their goods on sale and occasionally cut prices a bit more to move stock. Also, very few retailers actually charge the Manufacturer’s Suggested Retail Price for anything – the price is always too high.

So, while you may think your getting a deal when you go to a store in liquidation, especially when you see signs that say 20% to 50% off. Prices are actually around where they were initially.

Most people don’t know that they’re not getting a deal and think they are. So, they swamp to liquidation sales to ‘save money.’ Well, you’re not saving money. As a result of this kind of consumer thinking, all the good items get picked clean from the store and when the store finally actually lowers prices to ‘deal’ levels, all the good stuff is gone and you’re left with saving 75% on a roll of toilet paper.

An Office Depot opened up in my town about six months ago. Despite the fact that it had not even been open a year, Office Depot decided that they should close it down. So, there’s been a liquidation sale going on for the last month. Have there been any deals?

Not really. I saved a few bucks on some pens and blank DVD’s. I’ve been back several times as they’ve lowered prices. I’ve noticed they haven’t been lowering the prices on expensive things like computer monitors, hard drives and printers. They’ve been lowering the prices of the office supplies but not the stuff with any actual value. Even some office supplies are still overpriced. The goal is to make you THINK you’re getting a deal.

Sorry but $200 for a 19″ monitor I could get for $100 as Wal-Mart is not a deal.

There is one possibility for a good deal during a store liquidation and that’s buying store fixtures. The liquidation company has no need for the store fixtures (shelves, displays, registers etc…) so when the store is in it’s final days, you can usually pick up this stuff as great prices. So, if you’re opening your own retail store, head down to the local store going out of business.

5 Things to Keep in Mind about Store Liquidations:

1. Don’t expect staff to be friendly or helpful – they’re losing their jobs so at least be nice to them.

2. Use your store gift card before the store closes or else it’s worthless.

3. They won’t take checks. Cash or Credit only.

4. They won’t accept returns.

5. All Sales are Final.

6. What you see is what you get – don’t expect there to be items in the storage room.

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